Yes that time of year is upon us and at times what I like to call ” religious trappings” or “financial trappings” and Santa Claus accepts Master Card & Visa!
If you’re way over your head in debt before you start shopping, then I would encourage you to think twice about spending money you may not have or buy for gifts to people you do not like! I was shocked that my Capial One card charges me 17.9 % with interest rates and even worse department stores at 21% to 26%!
We don’t always have to get into debt to make somebody happy, especially if we do not have it! Making something or spending more time with a loved one is really the phrase”Priceless”!
Has anybody checked the cost of living, rents, housing in the greater Boston area lately? I’m not saying to become a scrooge, and there are times we have to sacrifice or get an added part time job, but the true meaning of the season is to share love, time, and caring for one another other. Even going out of our way to bless a neighbor or somebody in need.
A few years ago, I bought picture frames and made meaningful picture portraits for my family and others. The project took some time and not very expensive, but the expressions on their face were, yes you got it, “Priceless!”
Yes, “it is more blessed to give than to receive”, I try to remind myself, do I or do they really need this or just want it? Can I or can they wait for that gift and save for it rather than get deeper into debt.
“Owe no person anything, except the debt of Love” Romans 13:8
Just some food for thought to think about. Enjoy this time of the season and make it count. Have a great day and weekend. Safe travels!